The New York Times has a good article about the growing trend of uninsured young adults (h/t Lifehacker).  This is a big problem, especially for freelancers, grad students, etc.  Our society has attached health insurance to employment, which I don’t see working so well in the near future (internet generation, self-employed, consultants, etc.).  As a scary side note, I know of a friend who was told by his/her parents’ insurance company that he/she would be dropped from the health insurance plan at midnight the day of undergrad graduation.